Payroll Software Tips: Getting Paid vs. Paying Others
I’ve been on both sides of this phenomenon in terms of being able to count on getting and depositing a paycheck and the difficult position that comes when making payroll depends on receiving...
View ArticleMy HELOC Epiphany
I’m preparing to get the PMI removed on my home several months down the road, and to lower the costs, I’m working with my local bank to apply for a HELOC (home equity line of credit) and which would...
View ArticleBuying a House with Student Debt
Politicians, administrators, and parents love to criticize younger generations for our “lack of priorities.” Rather than working full-time, saving to buy a home, and purchasing diamond engagement...
View Article3 Tips for Improving Your Credit Score
Whether you like it or not, your credit score determines your financial wellbeing. You may have enough money in the bank for a down payment on a home, but every type of lender—mortgage lenders, leasing...
View ArticleCreating (And Sticking To) A Personal Budget
Budgeting is the first step toward holistic financial wellbeing. In understanding where you put your dollars, you can alter your lifestyle to better suit your income and personal goals—whether that...
View ArticleAm I Too Busy or Too Unorganized?
I think my whole life needs an organizational overhaul. Besides the fact that my house is a disaster (other than the rooms visible to last night’s dinner guests), I am running around with a constant...
View ArticleThe Cost of Picking Up the Tab vs. Hosting Dinner Parties
Last year, I went to dinner with a couple friends I hadn’t seen in a while. “We should do this more often!” we said, and one of the girls suggested we follow through – we’d continue to go out to eat...
View ArticleDo you need a Will?
Of course, you do. Since that may not be a sufficient answer for many of you, why should you have a will? Should you die without a will, you are dying “intestate”. In this case, the state directs how...
View ArticleTypes of Wills
Types of wills? You mean there’s more than one? Well, yes there are several types of wills (we’ll mention four here). The first is called a Holographic/Oleographic Will. This just means that the will...
View ArticleRetirement Planning Savings
Saving for retirement consists of many difficult decisions. These decisions have a lot of complex issues that need to be taken into consideration. Some of these decisions are based on personal needs...
View ArticleQuick Tips for Improving Your Credit Score
There are situations when having the best credit score possible is advantageous. Perhaps you’re going to refinance your home loan. Perhaps you’re trying to rebuild your credit after a negative credit...
View ArticleInvesting in Cryptocurrency: Is It Worth the Risk?
With so much hype around Cryptocurrency, many people wonder if it is worth investing in this new currency. The answer greatly depends on how comfortable you are with taking financial risks. If you’re...
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